What Are the Documents Required to Apply for Startup Debt Funding?

Submitting proper documentation is vital for a strong loan application, ensuring a smoother approval process. While specific requirements may vary from lender to lender, understanding the common documents needed can help you prepare effectively.

Financial Documents

• Business plan detailing the startup's objectives and financial projections
• Income tax returns for the last three years (if applicable)
• Bank statements for the past six months
• Profit and loss statements
• Balance sheet
• Cash flow projections for the next few years
• Details of previous equity investors (if any)
• Runway remaining (if applicable)

Business Documents

• Certificate of incorporation
• Memorandum and articles of association (MOA and AOA)
• Board resolution authorizing the loan application
• Details of any existing loans or funding
• Details of the startup's equity structure

KYC Documents

• Identity proof (Aadhaar card, PAN card, passport, etc.) of directors/promoters
• Address proof (utility bills, rental agreement, etc.) of directors/promoters
• Photographs of directors/promoters
• Business registration documents
• Partnership deed or any other relevant agreements

Capflow is dedicated to helping startups raise debt funding efficiently. Our expertise in startup debt funding ensures that you receive the guidance needed to compile a strong loan application. To get started, contact us by clicking on the "Get in Touch" button on the top right corner of the screen.

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